Benefits Administered by M³ Technology
Benefit Programs
M³ Technology offers an array of custom-designed benefit programs that will supplement existing benefits at no cost to your organization. Remember, we do not offer “cookie-cutter” benefits; your plan is created based on your data, which ensures employee/member retention and an attractive package for the future of your organization.
Insurance Benefits
- Permanent Life Insurance
- Disability Income Protection
- Cancer Care Indemnity
- Pension Maximization Coverage
- Long Term Care
- Critical Illness Protection
- Hospital Indemnity Coverage
- Term Life Insurance
- Lifetime Term Life Insurance
- Rapid Decision Term Life Insurance
- Refund of Premium Term Life Insurance
- Accidental Death and Dismemberment Insurance
- Comprehensive Major Medical Coverage
Part-Time Employee Benefits
M³ also designs plans for part-time, seasonal or temporary employees/members who may not qualify for traditional or employer-paid benefits. The benefit programs below are the most popular with this group, but are available to everyone as well.
- Prescription Discount Plan
- Vision Care
- Dental Plans
- Limited Supplemental Medical
Retiree Benefits
Employees/Members nearing retirement age have different concerns than their younger co-workers; and, we created specialized benefit programs and services to meet these needs. Employees/members planning to retire should formulate their “exit-strategy” several months prior to their retirement date to ensure they have sufficient time to determine the benefit programs that will best suit their needs; and, to ensure they will qualify for those benefits.
- Medicare Supplement
- Senior Life Insurance
- Discounted Medical and Non-Medical Health Programs
- Annuities
- Medicare Advantage
- Personal Retirement Counseling
As a value-added service, M³ offers complimentary pre-retirement counseling sessions; and, since pre-planning is crucial, we coordinate this service with your organization to ensure that each retiring employee/member has the opportunity to schedule a confidential, one-on-one appointment.
Other Related Benefits
The benefit programs below are some of our most popular ancillary benefits. Although not on the “front line”, these benefits provide significant savings on a variety of necessities, but with so many flooding the market each year, and making their way to every Benefit Director’s desk, the vetting process has become crucial. M³ offers its clients superior benefits in each category to satisfy the most demanding employees/members!
- Prepaid Legal Plans
- Customized Mortgage Programs
- Pet Insurance
- Identity Theft Protection
- Group Auto, Home, and Renters Insurance
- Emergency Road Service
