1. Life
Issue Age:
- Employee/Member - 16 through 80 (Universal Life)
- Employee/Member - 16 through 70 (Whole Life)
- Employee/Member - 16 through 65 (Term Life)
- Spouse - 16 through 65
- Child - birth though 25 (Universal Life)
- Child - 15 days though 25 (Term Life)
- Child - 15 days though 24 (Whole Life)
Guaranteed Issue:
- Employee/Member: $150,000
- Spouse: $50,000 not to exceed 50% of employee’s/member’s coverage
- Child: $25,000
Simplified Issue:
- Employee/Member: $500,000
- Spouse: $100,000 not to exceed 50% of employee’s/member’s coverage
- Employee/Member coverage may be increased at any time by up to $50,000 on a Guaranteed Issue Basis, but not to exceed the $150,000 limit