Lump-Sum Benefit
- Guaranteed Coverage: Receive a lump-sum benefit when diagnosed with a covered illness.
- Higher Coverage Available: Enhance your coverage and increase your benefit with a few basic health questions.
CRITICAL ILLNESS INSURANCE
Guaranteed Acceptance - No Medical Questions, Exams, or Blood Tests for Members Actively at Work!
Underwritten by Transamerica Financial Life Insurance Company
Critical Illness Insurance provides a lump-sum cash benefit for covered illnesses, helping you manage out-of-pocket cost and unexpected expenses. Use your payment however you need – to cover medical bills, rehabilitation costs, travel for treatment, or everyday expenses – so you can focus on recovery, not finances.
Covered Critical Illnesses Include
- Heart attack (myocardial infarction)
- Major organ failure
- End stage renal failure
- Invasive cancer
- Stroke
- Coronary artery disease (partial benefit)
- Carcinoma in situ (partial benefit)
Additional Benefits
- Skin cancer – $250 lump-sum benefit
- $50 annual cash wellness benefits for members and insured spouses.
Pre-Existing Conditions
- Covered after 12 months of enrollment
Family Coverage Options
- Extend protection to your spouse and children for extra security and peace of mind for the whole family.
How Members Benefit
Member elects benefit
Member is diagnosed with covered critical illness
Critical Illness policy pays member directly
CriticalAssistance Select for New York, a voluntary limited specified disease insurance policy is underwritten by Transamerica Financial Life Insurance Company, Harrison, NY. Policy form series TPSD01 NY and TPSDC1NY. Forms and numbers may vary. Insurance may not be available in all jurisdictions. Limitations and exclusions apply. Refer to the policy and riders for complete details.