Skip to content
CSO

DISABILITY INSURANCE

Guaranteed Acceptance - No Medical Questions, Exams, or Blood Tests for Members Actively at Work!

Disability Insurance provides a monthly cash benefit to help replace lost income and cover everyday expenses during an on- or off-the-job disability.

Tax-Free Monthly Benefit

  • Guaranteed Coverage: Up to $3,000 per month after 14 continuous days of total disability, for up to 24 months.
  • Higher Coverage Available: You can increase your coverage and receive up to $5,000 per month by answering a few basic health questions.

Coverage Includes

  • On- and off-the-job accidents and sickness
  • Partial disability benefits
  • Childbirth and disabilities due to pregnancy complications
  • Mental health coverage
  • And more!

Pre-Existing Conditions

  • Covered after 12 months of enrollment

How Members Benefit

Member elects benefit

Member becomes disabled on- or off-the-job

Disability policy pays member monthly benefit

Contact us to learn more about your benefits