Tax-Free Lump-Sum Benefit
- Guaranteed Coverage: Receive a lump-sum benefit when diagnosed with a covered illness.
- Higher Coverage Available: Enhance your coverage and increase your benefit with a few basic health questions.
CRITICAL ILLNESS INSURANCE
Guaranteed Acceptance - No Medical Questions, Exams, or Blood Tests for Members Actively at Work!
Critical Illness Insurance provides a lump-sum cash benefit for covered illnesses, helping you manage out-of-pocket cost and unexpected expenses. Use your payment however you need – to cover medical bills, rehabilitation costs, travel for treatment, or everyday expenses – so you can focus on recovery, not finances.
Covered Critical Illnesses Include
- Heart attack (myocardial infarction)
- Major organ failure
- End stage renal failure
- Invasive cancer
- Stroke
- Coronary artery disease (partial benefit)
- Carcinoma in situ (partial benefit)
Additional Benefits
- Skin cancer – $250 lump-sum benefit
- $50 annual cash wellness benefits for members and insured spouses.
Pre-Existing Conditions
- Covered after 12 months of enrollment
Family Coverage Options
- Extend protection to your spouse and children for extra security and peace of mind for the whole family.
