Tax-Free Cash Benefits for Your Loved Ones
- Guaranteed Coverage: Up to a $200,000 death benefit.
- Higher Coverage Available: Increase your death benefit by answering a few basic health questions.
LIFE INSURANCE
Guaranteed Acceptance - No Medical Questions, Exams, or Blood Tests for Members Actively at Work!
Life Insurance with “Living Benefits” helps provide financial support for you and your family in the event of a terminal illness or chronic condition.
Chronic Illness Rider
- If you are diagnosed with a chronic illness and need help with daily activities, you will have access to a portion of your policy’s death benefit to cover medical expenses, home care, or personal needs.
Terminal Illness Rider
- If you are diagnosed with a terminal illness, you will have access to a portion of your policy’s death benefit. This gives you flexibility to manage expenses, make plans, and focus on meaningful time with your loved ones without financial worry.
Family Coverage Options
- Extend protection to your spouse and children for extra security and peace of mind for the whole family.
How Members Benefit
Member elects benefit
Member is diagnosed with covered illness
Life policy pays member “Living Benefits”
(beneficiary receives remaining death benefit)