Guaranteed Acceptance Critical Illness Insurance with Wellness Benefits
The Guaranteed Acceptance Critical Illness policy provides benefits for invasive cancer, heart attack, stroke, coronary artery disease, end-stage renal failure, and major organ failure, and also includes cash disease screening benefits:
Up to $30,000 of tax-free, Guaranteed Acceptance, lump sum benefit face amount payable twice for two of the following illnesses (maximum of $60,000 for two different illnesses): heart attack, stroke, invasive cancer, renal failure, and major organ failure.
No medical examinations or blood tests required to be covered.
Coverage also is available for spouses and children.
Up to $7,500 (25% of face amount) of tax-free, lump sum benefits for coronary artery disease or carcinoma in situ (localized cancer). Either of these benefits are payable once.
Up to $1,500 (5% of face amount) of tax-free, lump sum benefits for skin cancer.
Individual plan is portable for continuation of coverage after change of occupation or retirement.
$100 Cash Wellness Screening Benefits yearly for: mammogram, PSA prostate test, chest x-ray, colonoscopy, stress test, PAP test, glucose test, etc., for both employee and covered spouse.
Pays cash lump sum benefits in addition to all other benefits, including workers’ compensation.
Provides cash benefits to cover deductibles, co-pays, and expenses not covered by Major Medical.
Optional occupational HIV benefit.
Employees do not have to be hospital confined to collect cash benefits.
Premiums are paid through convenient payroll deduction or bank draft.